At LTM, you will get the best insurance and risk-related advice at the most affordable rates in the modern market
Regardless of your needs, we shall deliver promptly
We care about all your insurance needs. Contact us now
We have been providing Insurance advice for three decades
LTM is a prominent firm in the provision of quality advice on insurance and risk management in Woolwich.
Insurance brokers fill the function of providing expert advice associating with your insurance needs.
Gaining appropriate insurance advice from a competent insurance broker can save you time and money when negotiating the selection of insurance alternatives offered today – whether you are a sole trader, small company owner or a corporate client.
We deal with a comprehensive variety of customers with varying insurance and risk profiles. We match those profiles with our team members to guarantee that we supply each client with a group that not just understands the client’s insurance and risk direct exposures but also has a high level understanding of, and experience in, the insurance market appropriate to the individual client.
LTM runs in a group environment to guarantee that more than one staff member is familiar with the requirements of your business. The group of extremely certified and experienced workers offered to assist with your insurance matters is detailed in our profile.
Insurance brokers fill the function of supplying expert advice associating with your insurance needs.Gaining appropriate insurance advice from a competent insurance broker can save you time and money when negotiating the selection of insurance alternatives offered today – whether you are a sole trader, small company owner or a corporate client.
A significant advantage of utilizing a broker is that the broker offers you access to a large variety of insurance alternatives from which the specific policy which fits your needs can be advised. A certified broker can advise on the costs and exemptions of the policies you are considering and offer neutral advice, a description of the policy you have chosen, as well as setting up the cover for you.
By utilizing a broker, it is frequently possible to make the most of cost savings which may have been worked out directly with the insurance company with the broker. All commissions and fees payable to the broker will be gone over up-front so there are no surprises when your policy declaration becomes due.
All of our brokers preserve the industry’s highest expert and ethical standards. With regular training and expert advancement, our staff are kept up to date with the current industry patterns and advancements, so you can be assured of a high quality broking experience with LTM.
As certified insurance brokers and risk supervisors, LTM can provide for your overall insurance needs and can source the perfect insurance product for you either nationally or globally. Whether your needs are little, medium or big, in a corporate or commercial environment, we have the ability to tailor the best staff member with the abilities to help you satisfy your objectives.
We offer a host of services and products consisting of;
In addition to the standard insurances, LTM has a professional group dealing with the following products:
• Professional Indemnity
• Public & Products Liability
• Workers Settlement
• Sports Insurance
• Eisteddfod Liability
• Dance Liability
• Agreement Work
Insurance is a kind of contract where regular payments (also called insurance premiums) are made to an insurance company, in order to supply an individual or business payment in case of residential or commercial property loss or damage.
The main purpose of insurance is to secure yourself or your household against the monetary effect of a tragedy. In basic, it is contract in which one celebration consents to pay for another celebration’s monetary loss resulting from a defined event. Insurance generally include three things – insurance company, insured and policy. An entity seeking to move risk (a person, corporation, or association of any type) becomes the ‘insured’ celebration when risk is presumed by an ‘insurance company’, the insuring celebration, by means of an agreement, defined as an insurance ‘policy’.
There are 2 main ways to buy insurance. The very first one is directly through a representative and the second one is to do it yourself. The main advantage of buying insurance from other is that a sincere and proficient insurance company will choose according to the scenario and make ideas. The advantage of going on your own is that less money is required for it. While buying any kind of insurance, an individual will save money by paying annually or semi-annually. Sometimes buying a number of types of insurance from the exact same company will save money.
There are various types of insurance offered in the market. Life insurance is a kind of insurance that pays monetary earnings upon the death of the insured covered in the policy. There are main 2 types of life insurance that are term insurance and long-term insurance.
The medical insurance coverage is a non-life insurance coverage, which covers the expenses sustained by an individual in case of an injury or hospitalization. People need to pay a very little premium for buying medical insurance. Its main types are indemnity strategy, preferred company company and health care company.
House owner insurance coverage covers residential or commercial property and contents. There are 2 type of Homeowners Insurance coverage and these policies can be divided into 2 classifications named-Peril Insurance and all-risk insurance. You should also take out insurance cover on your valued possessions when you move house in Woolwich. For more details:
Vehicle insurance is the insurance against loss due to theft or traffic accidents. It can be acquired for cars and trucks, trucks and other cars. Its main usage is to supply protection against losses sustained as a result of automobile. Its main types are basic liability, no-fault insurance, uninsured vehicle protection and medical payments.
Cars and truck insurance is the insurance against loss due to theft or traffic accidents. Its main types are fully thorough vehicle insurance, 3rd party insurance, fire and theft insurance, 3rd party insurance, specialized automobile insurance.
Term life insurance supplies protection for a specific time period. It pays a benefit just if you pass away during the term. Term life insurance comes in 2 basic ranges term life policies and cash value policies.
There are many insurance suppliers that designs and markets insurance services for individuals, families, groups and businesses worldwide. Now, there are also online insurance centers that help an individual to choose insurance just by clicking. After satisfying the basic requirements of the insurance company, individual is qualified for it.