Products & Services
"Insurance Solutions"
As qualified insurance brokers and risk managers, LTM Risk Partners can provide for your total insurance needs and can source the perfect insurance product to meet your requirements. Whether your needs are small, medium or large, a corporate or industrial environment, we have the ability to tailor the right solution to help you meet your objectives.
Some of the areas we specialize in are:
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Personal Insurance - General
The common belief that “it won’t happen to me” often results in many people having a sound plan for wealth creation, but not an adequate plan to protect the very thing that... read more»
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Income Protection
Income protection insurance (also known as salary continuance) is designed to provide a regular income in the event that you are unable to work due to sickness or injury. Generally, income... read more»
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Life Insurance
Life insurance can be critical for a secure financial future. In simple terms, you insure yourself for a particular amount, and in the unfortunate event that you die, the insurer pays that... read more»
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Total and Permanent Disablement
Total and Permanent Disability Total and Permanent Disability (TPD) insurance will provide a lump sum payment should you suffer an illness or injury which totally and... read more»
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Superannuation
Insurance in Superannuation It can also be beneficial to hold insurance via superannuation. Insurance held via superannuation is owned by the Trustee of the super fund for the... read more»
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Business Expense Insurance
Understanding Business Insurance Business Insurance as part of a Business Succession Plan Whether your business is structured through a partnership, company or trust, few have... read more»
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General Information
Stepped vs Level Insurance Premiums When taking out insurance, there are generally two ways you can pay your premium. Stepped Premium – your premium increases every year with your... read more»
